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Service Overview
Lending Club Finance makes it simple to get the cash you need with the convenience of an Online Loan. From your phone, tablet, or computer, you can apply in minutes and receive a fast approval decision.
Whether it’s rent, bills, medical costs, travel, or unexpected expenses, an Online Loan helps you cover life’s essentials without long waits. Same-day funding* is available in many cases. Even with less-than-perfect credit, you may still qualify.
Our benefits
Fast & Easy Application
Apply online anytime, anywhere, with just a few documents.
Instant Approval Decisions
Get notified in minutes after applying.
Same-Day Funding*
Receive funds the same day if approved before 10:30 AM ET.
Bad Credit Considered
Approval is based on your income, not just your credit history.
Trusted Lender
25+ years of experience, 157M+ loans issued, and nationwide support.
Can I get an Online Loan today?
Yes. Approvals before 10:30 AM ET (M-F) are usually funded by 5 PM the same day.*
Can I get an Online Loan with bad credit?
Yes. We look at income and ability to repay, not just your credit score.
Are Online Loans safe?
Absolutely. Lending Club Finance uses secure systems to protect your information.
How much can I borrow?
Loan amounts vary by state and loan type.
What if I can’t repay on time?
Contact us right away to review repayment options.