Cash Advances

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Service Overview

A Cash Advance from Lending Club Finance is a short-term loan designed to give you quick access to money when you need it most. Borrow a small amount today and repay it in full on your next payday.

Applications are fast, approval decisions are quick, and same-day funding* is available. Even if your credit isn’t perfect, you may still qualify.

Cash Advances are a reliable way to cover everyday expenses like rent, groceries, utility bills, or unexpected repairs—helping you stay on track between paychecks.

Our benefits

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Fast & Simple Application

Apply online or in-store in just minutes with minimal paperwork.

Good Credit Not Required

We review income and employment history, making approval possible for borrowers with poor or fair credit.

Trusted by Millions

25+ years of service, 157M+ loans issued, and 800+ store locations nationwide.

Instant Approval Decisions

Find out quickly if you’re approved and receive funds the same day*.

What is a Cash Advance fee?

Typically, the fee is about $15 per $100 borrowed, though it varies by state regulations.

If approved before 10:30 AM ET (Mon–Fri), funds are often deposited the same day. Otherwise, you’ll receive them the next business morning.

Yes. Lending Club Finance is a state-licensed direct lender, and all loans follow state lending laws.

Yes. We consider more than just your credit score when making approval decisions.