Payday Loans

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Service Overview

Payday Loans from Lending Club Finance are short-term, small-dollar loans designed to help you cover urgent expenses until your next paycheck. With fast applications, quick approval, and same-day funding*, these loans offer a simple solution when unexpected bills or emergencies come up.

Unlike traditional banks, we consider factors beyond your credit score, such as income and employment history. That means you can still qualify even if your credit isn’t perfect.

Common uses include groceries, rent, utilities, medical bills, or auto repairs. Payday Loans are designed to bridge the gap between paychecks and give you peace of mind.

Our benefits

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Fast & Easy Application

Apply online or in-store in minutes—no complicated paperwork.

Quick Approval & Funding

Get an approval decision within minutes and receive money the same day*.

No Perfect Credit Required

We look at income and job history, not just credit scores, making approval possible for many borrowers.

Trusted & Transparent

25+ years in business, 157M+ loans issued, and state-licensed lending you can rely on.

Is a Payday Loan safe to use?

Yes. Lending Club Finance is a state-licensed lender with secure online applications and over 800 store locations.

Yes. We consider multiple factors, not just credit score, when reviewing your application.

Loan amounts vary by state, but Payday Loans usually provide a few hundred dollars for short-term needs.

If approved before 10:30 AM ET (Mon–Fri), funds are typically available by 5 PM the same day. Later approvals are funded the next business morning.