Personal Loans

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Service Overview

A Personal Loan from Lending Club Finance provides fast cash for a wide range of expenses—whether it’s medical bills, car repairs, home improvements, rent, or debt consolidation.

These unsecured loans are flexible, convenient, and don’t require collateral. Approval decisions are quick, and funds can be deposited the *same day you apply. Even if you have poor or fair credit, you may still qualify.

Personal Loans are designed to help you stay on track when life brings unexpected expenses.

Our benefits

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Quick Application

Apply online or in-store in just minutes with minimal paperwork.

Fast Funding

If approved, money can be deposited into your bank account the same day*.

Bad Credit Considered

We review income and employment history—not just your credit score.

Flexible Uses

Cover groceries, rent, medical costs, or bigger expenses like home or car repairs.

Trusted Lender

25+ years of experience, 157M+ loans issued, and 800+ store locations nationwide.

Are Personal Loans secured or unsecured?

Lending Club Finance offers both. Most loans—Payday, Installment, and Lines of Credit—are unsecured, while Title Loans (offered through our partner LoanCenter) require collateral.

Yes. We consider multiple factors, including your income and job history, so you may qualify even with poor or no credit.

In many cases, same-day funding* is available for applications approved before 10:30 AM ET.

No collateral is required for our unsecured loans.

Loan amounts and terms depend on your state’s regulations.